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Home > Today is the first day to a debt free world.

Today is the first day to a debt free world.

May 15th, 2006 at 06:19 pm

I am currently over 20,000 in debt and going to write a blog to help me and others get out of the world of debt.

I make around 42,000 a year and my wife makes around 10,000. I have a son that just turned 3.

I currently spend about 2000 a month on debt. We probably spend about 1000 a month on stupid stuff.

I have one discover card that i currently use. It has a 1000 limit and it pays me back 5% a gallon on gas purchases. Car loans, and college loans are the majority of my debt.

I will enter as often as i have a thought that i want to remember.

My goal is to have a majority of my debt paid off by the end of the year.

I think my wife has other plans, because she keeps trying to add to my (oops, our) debt.

If you have any suggestions or comments, i will respond.

Posted in Uncategorized | 4 Comments »

4 Responses to “Today is the first day to a debt free world.”

  1. Ima saver Says:
    May 15th, 2006 at 06:32 pm 1147717966
    1147717966

    Well, you have come to the right place and I wish you luck. You need to get your wife interested in this forum also. It is kind of fun to find frugal ways to do things. I keep my hot water heater turned off until someone wants to take a shower or we run the dishwasher. It is off about 23 hours a day. That helps our electric bill a lot.

  2. veronak Says:
    May 15th, 2006 at 06:59 pm 1147719550
    1147719550

    Good luck I am sure if you keep a positive attitude you will reach your goals

  3. Thrifty Ray Says:
    May 15th, 2006 at 08:26 pm 1147724797
    1147724797

    Welcome! I hope you find lots of support and encouragement here.

    With all things, the first step is acknowledgement...and it sounds like you've tackled that one...Good luck!

  4. baselle Says:
    May 16th, 2006 at 03:21 am 1147749692
    1147749692

    Good luck - first homework assignment - find out whether you really spend that 1000 on stupid stuff. Maybe you do and maybe you don't.

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